I checked on my insurance and the specialist's office said that my deductible is $10,000 out of pocket. After that, it will pay 100%. I had a surgery in April for removal of my left ovary & Fallopian tube so that leaves my out of pocket at $2,800. That's all I'd have to pay for a surgery that's over $100, 000!!!! Good news finally!
The catch is that I have to have the surgery before the end of my calendar year which ends December 1st. So it's crunch time. I have got to figure out what I am going to do with my son, job, and how to pay my bills. Luckily I have a little money in my savings to pay for the 8 weeks after the surgery but, I have no idea what I am going to do if there is no position available at work for me. Do I file unemployment if that happens? Or disability? I don't know. But hey, I got some good news today.